Expertise

At Granite Insurance Brokers, we focus in the following key areas of insurance.  We then go above and beyond by offering a comprehensive range of additional services, to help your business stay in compliance and thrive.

  • General Liability
  • Workers’ Compensation
  • Umbrella/Excess Liability
  • Pollution Coverages
  • Property & Equipment
  • Commercial Auto Insurance
  • EPL, D & O and Professional Liability
  • Fidelity & Fiduciary Liability
  • Group Employee Benefits
  • National Programs

PROVIDE EMPLOYEE BENEFIT'S ADMINISTRATION SOFTWARE

  • Paperless ACA compliant software solution
  • Handles all benefits, including voluntary
  • Seamless cobra administration and notification process – at no cost
  • Turnkey wellness program built in
  • Mobile app for employee communication and self-serve
  • Manages employee eligibility and onboarding process
  • Healthcare Concierge via Health Advocate

SUPPORT HR NEEDS

  • A team of HR experts standing by to answer your questions or provide advice
  • Provide an award-winning resource center for all of your workforce issues
  • Customized Employee Handbook
  • Employee background checks and drug screensHR_Box.png
  • Support for: How to hire, manage and terminate
  • Safety trainings and certifications
  • Educational HR focused seminars
  • DMV pull program
  • Provide timely legislative updates
  • Provide HR and benefits monthly newsletter
  • Online HR library for job descriptions, evaluations, compliance documents and more
  • HR training videos

EMPLOYEE BENEFITS PROGRAM MANAGEMENT

  • Design plan alternatives in line with budget and priorities
  • Present plan alternativesGranite_Apple.jpg
  • Facilitate renewal and eligibility verification
  • Verify key persons physicians are in proposed network
  • Facilitate open enrollment
  • Provide customer support throughout the plan year related to matters such as enrollment changes, claims and insurance I.D. cards
  • Assemble group application, which defines the terms of the plan
  • Include eligibility rules supplied by group with the application
  • Collect enrollments completed by each employee, defining the employee’s status and named dependents
  • Provide summary of major required health plan notices

DELIVER LATEST INFORMATION ON HEALTH CARE REFORM 

  • Keep clients ahead of the curve by notifying them of changes to the law regarding issues that will directly impact their businesses
  • Provide guidance on requirements and noticesCheck_off.jpg
  • Summarize key compliance deadlines and delays
  • Email special alerts when requirements change
  • Provide annual checklist for each year’s requirements

PROPERTY AND CASUALTY PROGRAM MANAGEMENT

  • Licensed in all 50 statesSlippery_when_wet.png
  • In-house Workers’ Compensation Programs
  • Customized risk analysis and coverage evaluations
  • Scheduled risk management plan
  • Dedicated in-house claims liaison for work comp claims management
  • Experience Modification Analysis
  • Audit Management
  • Same day certificate service On-site First Aid Program
  • Contract review for insurance requirements
  • Aggressive marketing through large network of carriers
  • Customized IIPP and safety program
  • Corporate culture tips

EMPLOYEE PERKS, EDUCATION AND SUPPORT 

  • Customized Employee Benefit Booklets
  • Granite Perks: Employee discount program (graniteperks.com)
  • Wellness incentives through Granite HealthPro
  • Education and support throughout open enrollment process through Granite HealthPro software

INDUSTRY EXPERTISE AND NATONAL PROGRAMS 
  • CompSolutions Programumbrella.png
  • Construction Program
  • E-COMP Pay-As-You-Go Program
  • Granite Advantage - Private, Charters and Independent School Program
  • Granite HealthPro Program
  • Healthcare Program
  • Manufacturers Program
  • Medical Services Program
  • National Franchise Program
  • Professional Services Program